9.3D: The Lower Middle Class (2024)

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    The lower-middle class are those with some education and comfortable salaries, but with socioeconomic statuses below the upper-middle class.

    Key Points

    • The lower-middle class, also sometimes simply referred to as “middle class,” includes roughly one third of U.S. households, and is thought to be growing.
    • Individuals in the lower-middle class tend to hold low status professional or white collar jobs, such as school teacher, nurse, or paralegal.
    • The lower-middle class is among the largest social classes, rivaled only by the working class, and it is thought to be growing.

    Key Terms

    • college education: Education beyond secondary school, usually culminating in a bachelor’s degree and serving as a necessary credential for middle class occupations.
    • White Collar: Describes a person who performs professional, managerial, or administrative work for a salary.
    • professional: A person whose occupation is highly skilled, salaried, and requires high educational attainment.

    In developed nations across the world, the lower-middle class is a sub-division of the middle class that refers to households and individuals who are somewhat educated and usually stably employed, but who have not attained the education, occupational prestige, or income of the upper-middle class.

    In American society, the middle class is often divided into the lower-middle class and upper-middle class. The lower-middle class (also sometimes simply referred to as the middle class) consists of roughly one third of households—it is roughly twice as large as the upper-middle and upper classes. Lower-middle class individuals commonly have some college education or a bachelor’s degree and earn a comfortable living. The lower-middle class is among the largest social classes, rivaled only by the working class, and it is thought to be growing.

    Individuals in the lower-middle class tend to hold low status professional or white collar jobs, such as school teacher, nurse, or paralegal. These types of occupations usually require some education but generally do not require a graduate degree. Lower-middle class occupations usually provide comfortable salaries, but put individuals beneath the top third of incomes.

    9.3D: The Lower Middle Class (1)

    According to some class models the lower middle class is located roughly between the 52nd and 84thpercentile of society. In terms of personal income distribution in 2005, that would mean gross annual personal incomes from about $32,500 to $60,000. Since 42% of all households had two income earners, with the majority of those in the top 40% of gross income, household income figures would be significantly higher, ranging from roughly $50,000 to $100,000 annually. In terms of educational attainment, 27% of persons had a bachelor’s degree or higher. If the upper middle and upper class combined are to constitute 16% of the population, it becomes clear that some of those in the lower middle class boast college degrees or some college education.

    9.3D: The Lower Middle Class (2024)

    FAQs

    9.3D: The Lower Middle Class? ›

    The lower-middle class are those with some education and comfortable salaries, but with socioeconomic statuses below the upper-middle class.

    What is considered the lower middle class? ›

    Where you rank by income. According to the Census Bureau's Income in the United States: 2022 report, the median household income is $74,580 (a 2.3% decline from 2021), while household income levels for each class level are as follows: Lower class: less than or equal to $30,000. Lower-middle class: $30,001 – $58,020.

    How much do I have to make to be lower middle class? ›

    As of 2022 (the most recent Census data), the average median household income in the U.S. was $73,914, meaning the national range for the middle class is roughly $49,271 to $147,828. Across the nation's largest cities, the range is between $51,558 and $154,590, according to SmartAsset.

    What is the scale for the middle class? ›

    Middle-class income currently ranges from a little under $40,000 to a little over $119,000. The definition of middle class extends beyond income to factors like education, location and marital status.

    What is the lower class social status? ›

    The term "lower class" also refers to persons with low income. The working class is sometimes separated into those who are employed but lacking financial security (the "working poor") and an underclass—those who are long-term unemployed and/or homeless, especially those receiving welfare from the state.

    Is 150k considered lower middle class? ›

    The report, which looked at the cost of living compared to salaries in different cities across the U.S. revealed that in certain U.S. cities, making $150,000 or less can be considered "lower-middle class."

    How do I know if I'm lower or middle class? ›

    Lower middle class: Those in the 20th to 40th percentile of household income, between $28,008 and $55,000. Middle class: Those in the 40th to 60th percentile of household income, ranging from $55,001 to $89,744. Upper middle class: Households in the 60th to 80th percentile, with incomes between $89,745 and $149,131.

    What is a comfortable middle class salary? ›

    “If you make between about $50,000 to $150,000, you are considered to be in the middle class as of 2024,” said Kullberg. “However, it may not always feel that way to those higher income earners if they live somewhere with a high cost of living, have a lot of debt or have many dependents.”

    What does a middle class salary look like? ›

    The study defines "middle class" as earning between $47,000 to $141,000 a year. However, it says family size and location also determines the status. According to the report, "middle class" in Los Angeles, Long Beach and Anaheim is $165,000 for a family of three.

    What salary is considered upper lower class? ›

    Persons in HouseholdHousehold Income
    Lower ClassUpper Class
    1Up to $39,483$118,451+
    2Up to $55,837$167,514+
    3Up to $68,386$205,161+
    3 more rows

    How do you tell what class you are? ›

    Lower-income households have incomes lower than two-thirds of the median, and upper-income households have incomes that are more than double the median. In 2018, the national middle-income range was about $48,500 to $145,500 annually for a household of three.

    What is the new middle class in 2024? ›

    Key Findings. In a large U.S. city, a middle-class income averages between $52,000 and $155,000. The median household income across all 345 cities is $77,345, making middle-class income limits fall between $51,558 and $154,590.

    What class is poverty? ›

    The lower class is typified by poverty, homelessness, and unemployment.

    What is an example of a lower class person? ›

    The working poor, manual laborers, and service industry workers all might be considered part of the lower class. Some people might be offended at being labelled lower class; working class is a more acceptable way to refer to this low-paid group.

    What makes someone lower class? ›

    The lower class consists of those at the bottom of the socioeconomic hierarchy who have low education, low income, and low status jobs.

    What salary is upper middle class? ›

    Many have graduate degrees with educational attainment serving as the main distinguishing feature of this class. Household incomes commonly exceed $100,000, with some smaller one-income earners household having incomes in the high 5-figure range. "The upper middle class has grown...and its composition has changed.

    Is $150,000 a year upper class? ›

    However, new research from GOBankingRates shows that in some major U.S. cities, an annual income of $150,000 is only enough to qualify as “lower middle class.” This is especially pronounced in two Northern California cities and Arlington, Virginia.

    What jobs are considered lower class? ›

    For example, the working class is loosely defined as those without college degrees. Working-class occupations are then categorized into four groups: unskilled labourers, artisans, outworkers, and factory workers. A common alternative is to define class by income levels.

    What is an example of a lower class? ›

    The working poor, manual laborers, and service industry workers all might be considered part of the lower class. Some people might be offended at being labelled lower class; working class is a more acceptable way to refer to this low-paid group.

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